Online Payday Loans in Washington

Loans in Washington can go up to $700 with terms that can stretch out as far as 45 days.

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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
7 days
Maximum Loan Term
45 days
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Washington?

We get it. Sometimes, emergency expenses like having a baby come up and you need to get cash immediately. Anyway, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Washington is quick and easy. It doesn't matter if you live in Seattle, East Seattle, Spokane, or Tacoma, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Washington Cost?

The maximum annual percentage rate allowed by law in Washington is 782.14% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Washington, lenders may charge a maximum of 15% of the loan amount on loans up to $500 then 10% of the loan amount in excess of $500.

Representative Example

For example, Velda has an unexpected having a baby expense and needs cash immediately. They can borrow up to $700 for up to 45 days at 782.14% APR. The high APR can make this example loan extremely expensive; Velda will pay back a total of $1,384 including a total of $684 in interest and fees!

What You Need

Before you can get an online loan in Washington, this is what you will need:

  • You must be at least 18 years old
  • Valid Washington driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Washington

Maximum loan terms in Washington:

  • Maximum loan amont: $700
  • Maximum rate, including fees: 782.14%
  • Maximum loan length: $700

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