Online Payday Loans in Utah

Loans in Utah can go up to $40,000 with terms that can stretch out as far as 10 weeks.

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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
10 weeks
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Utah?

We get it. Sometimes, emergency expenses like boat repairs come up and you need to get cash immediately. But, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Utah is quick and easy. It doesn't matter if you live in Salt Lake City, North Davis, West Valley City, or Provo, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Utah Cost?

The maximum annual percentage rate allowed by law in Utah is 799% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Utah, lenders may charge a maximum of any charge as there are no caps by law.

Representative Example

For example, Christian has an unexpected boat repairs expense and needs cash immediately. They can borrow up to $40,000 for up to 10 weeks at 799% APR. The high APR can make this example loan extremely expensive; Christian will pay back a total of $3,331 including a total of $2,081 in interest and fees!

What You Need

Before you can get an online loan in Utah, this is what you will need:

  • You must be at least 18 years old
  • Valid Utah driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Utah

Maximum loan terms in Utah:

  • Maximum loan amont: $40,000
  • Maximum rate, including fees: 799%
  • Maximum loan length: $40,000

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