Loans in South Dakota can go up to $500 with terms that can stretch out as far as No Maximum.
How Much Cash Do You Need?
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Online Loan Terms
Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
Max Simultaneous Loans
Why get an Online Loan in South Dakota?
We get it. Sometimes, emergency expenses like food come up and you need to get cash
immediately. Still, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in South Dakota is quick and easy. It doesn't matter if you live
in Sioux Falls, Rapid City, Aberdeen, or Pierre, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in South Dakota Cost?
The maximum annual percentage rate allowed by law in South Dakota is 36% APR.
Often, the APR includes the interest rate plus fees. In South Dakota, lenders may charge a maximum
of 36% APR.
For example, Coleman has an unexpected food expense and needs cash
immediately. They can borrow up to $500 for up to 5 years
at 36% APR. The high APR can make this example loan extremely expensive; Coleman will pay back a total of $1,400 including a total of $900 in interest and fees!
What You Need
Before you can get an online loan in South Dakota, this is what you will need:
You must be at least 18 years old
Valid South Dakota driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in South Dakota
Maximum loan terms in South Dakota:
Maximum loan amont: $500
Maximum rate, including fees: 36%
Maximum loan length: $500
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