South Dakota

Online Payday Loans in South Dakota

Loans in South Dakota can go up to $500 with terms that can stretch out as far as No Maximum.

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South Dakota

Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
No Maximum
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in South Dakota?

We get it. Sometimes, emergency expenses like food come up and you need to get cash immediately. Still, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in South Dakota is quick and easy. It doesn't matter if you live in Sioux Falls, Rapid City, Aberdeen, or Pierre, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in South Dakota Cost?

The maximum annual percentage rate allowed by law in South Dakota is 36% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In South Dakota, lenders may charge a maximum of 36% APR.

Representative Example

For example, Coleman has an unexpected food expense and needs cash immediately. They can borrow up to $500 for up to 5 years at 36% APR. The high APR can make this example loan extremely expensive; Coleman will pay back a total of $1,400 including a total of $900 in interest and fees!

What You Need

Before you can get an online loan in South Dakota, this is what you will need:

  • You must be at least 18 years old
  • Valid South Dakota driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in South Dakota

Maximum loan terms in South Dakota:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 36%
  • Maximum loan length: $500

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