Rhode Island

Online Payday Loans in Rhode Island

Loans in Rhode Island can go up to $500 with terms that can stretch out as far as No Maximum.

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Rhode Island

Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
13 days
Maximum Loan Term
No Maximum
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Rhode Island?

We get it. Sometimes, emergency expenses like moving come up and you need to get cash immediately. Although, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Rhode Island is quick and easy. It doesn't matter if you live in Providence, Warwick, Cranston, or West Warwick, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Rhode Island Cost?

The maximum annual percentage rate allowed by law in Rhode Island is 280.76% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Rhode Island, lenders may charge a maximum of 10% of the loan amount.

Representative Example

For example, Tammy has an unexpected moving expense and needs cash immediately. They can borrow up to $500 for up to two months at 280.76% APR. The high APR can make this example loan extremely expensive; Tammy will pay back a total of $734 including a total of $234 in interest and fees!

What You Need

Before you can get an online loan in Rhode Island, this is what you will need:

  • You must be at least 18 years old
  • Valid Rhode Island driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Rhode Island

Maximum loan terms in Rhode Island:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 280.76%
  • Maximum loan length: $500

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