Loans in Oregon can go up to $50,000 with terms that can stretch out as far as 60 days.
How Much Cash Do You Need?
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Online Loan Terms
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Why get an Online Loan in Oregon?
We get it. Sometimes, emergency expenses like auto repairs come up and you need to get cash
immediately. In any event, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Oregon is quick and easy. It doesn't matter if you live
in Portland, Salem, Eugene, or Gresham, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Oregon Cost?
The maximum annual percentage rate allowed by law in Oregon is 105.96% APR.
Often, the APR includes the interest rate plus fees. In Oregon, lenders may charge a maximum
of 36% simple interest per annum plus an origination fee of 10% of the loan amount. Maximum origination fee of $30.
For example, Orville has an unexpected auto repairs expense and needs cash
immediately. They can borrow up to $50,000 for up to 60 days
at 105.96% APR. The high APR can make this example loan extremely expensive; Orville will pay back a total of $1,530 including a total of $230 in interest and fees!
What You Need
Before you can get an online loan in Oregon, this is what you will need:
You must be at least 18 years old
Valid Oregon driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in Oregon
Maximum loan terms in Oregon:
Maximum loan amont: $50,000
Maximum rate, including fees: 105.96%
Maximum loan length: $50,000
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