Online Payday Loans in Ohio

Loans in Ohio can go up to $1,000 with terms that can stretch out as far as One year.

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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
91 Days
Maximum Loan Term
One year
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Ohio?

We get it. Sometimes, emergency expenses like medical come up and you need to get cash immediately. Be that as it may, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Ohio is quick and easy. It doesn't matter if you live in Columbus, Cleveland, Cincinnati, or Sandusky, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Ohio Cost?

The maximum annual percentage rate allowed by law in Ohio is 28% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Ohio, lenders may charge a maximum of 28% simple interest per annum.

Representative Example

For example, Simonne has an unexpected medical expense and needs cash immediately. They can borrow up to $1,000 for up to one year at 28% APR. The high APR can make this example loan extremely expensive; Simonne will pay back a total of $1,280 including a total of $280 in interest and fees!

What You Need

Before you can get an online loan in Ohio, this is what you will need:

  • You must be at least 18 years old
  • Valid Ohio driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Ohio

Maximum loan terms in Ohio:

  • Maximum loan amont: $1,000
  • Maximum rate, including fees: 28%
  • Maximum loan length: $1,000

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