Why get an Online Loan in North Dakota?
We get it. Sometimes, emergency expenses like business come up and you need to get cash
immediately. Nonetheless, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in North Dakota is quick and easy. It doesn't matter if you live
in Fargo, Bismarck, Grand Forks, or Minot, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in North Dakota Cost?
The maximum annual percentage rate allowed by law in North Dakota is 486.66% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In North Dakota, lenders may charge a maximum
of 20% of the total loan amount.
Representative Example
For example, Antonio has an unexpected business expense and needs cash
immediately. They can borrow up to $500 for up to 60 days
at 486.66% APR. The high APR can make this example loan extremely expensive; Antonio will pay back a total of $906 including a total of $406 in interest and fees!
What You Need
Before you can get an online loan in North Dakota, this is what you will need:
- You must be at least 18 years old
- Valid North Dakota driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Payday Loans in North Dakota
Maximum loan terms in North Dakota:
- Maximum loan amont: $500
- Maximum rate, including fees: 486.66%
- Maximum loan length: $500
