Why get an Online Loan in Montana?
We get it. Sometimes, emergency expenses like dental come up and you need to get cash
immediately. Still, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Montana is quick and easy. It doesn't matter if you live
in Billings, Missoula, Great Falls, or Bozeman, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Montana Cost?
The maximum annual percentage rate allowed by law in Montana is 36% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In Montana, lenders may charge a maximum
of 36% annual simple interest.
Representative Example
For example, Mafalda has an unexpected dental expense and needs cash
immediately. They can borrow up to $300 for up to 5 years
at 36% APR. The high APR can make this example loan extremely expensive; Mafalda will pay back a total of $840 including a total of $540 in interest and fees!
What You Need
Before you can get an online loan in Montana, this is what you will need:
- You must be at least 18 years old
- Valid Montana driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Payday Loans in Montana
Maximum loan terms in Montana:
- Maximum loan amont: $300
- Maximum rate, including fees: 36%
- Maximum loan length: $300
