Why get an Online Loan in Missouri?
We get it. Sometimes, emergency expenses like consolidating debt come up and you need to get cash
immediately. On the other hand, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Missouri is quick and easy. It doesn't matter if you live
in Kansas City, St. Louis, Springfield, or Independence, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Missouri Cost?
The maximum annual percentage rate allowed by law in Missouri is 883.06% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In Missouri, lenders may charge a maximum
of 75% of the initial loan amount.
Representative Example
For example, Angela has an unexpected consolidating debt expense and needs cash
immediately. They can borrow up to $500 for up to 31 days
at 883.06% APR. The high APR can make this example loan extremely expensive; Angela will pay back a total of $868 including a total of $368 in interest and fees!
What You Need
Before you can get an online loan in Missouri, this is what you will need:
- You must be at least 18 years old
- Valid Missouri driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Payday Loans in Missouri
Maximum loan terms in Missouri:
- Maximum loan amont: $500
- Maximum rate, including fees: 883.06%
- Maximum loan length: $500