Online Payday Loans in Mississippi

Loans in Mississippi can go up to $500 with terms that can stretch out as far as 30 days.

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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
28 days
Maximum Loan Term
30 days
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Mississippi?

We get it. Sometimes, emergency expenses like student of educational come up and you need to get cash immediately. Although, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Mississippi is quick and easy. It doesn't matter if you live in Jackson, Gulfport, Southaven, or Hattiesburg, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Mississippi Cost?

The maximum annual percentage rate allowed by law in Mississippi is 521.42% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Mississippi, lenders may charge a maximum of 20% on loans up to $250, and 21.95% on loans up to $500.

Representative Example

For example, Lizzie has an unexpected student of educational expense and needs cash immediately. They can borrow up to $500 for up to 30 days at 521.42% APR. The high APR can make this example loan extremely expensive; Lizzie will pay back a total of $717 including a total of $217 in interest and fees!

What You Need

Before you can get an online loan in Mississippi, this is what you will need:

  • You must be at least 18 years old
  • Valid Mississippi driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Mississippi

Maximum loan terms in Mississippi:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 521.42%
  • Maximum loan length: $500

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