Loans in Michigan can go up to $600 with terms that can stretch out as far as 31 Days.
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Online Loan Terms
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Why get an Online Loan in Michigan?
We get it. Sometimes, emergency expenses like consolidating debt come up and you need to get cash
immediately. In any event, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Michigan is quick and easy. It doesn't matter if you live
in Detroit, Grand Rapids, Warren, or Sterling Heights, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Michigan Cost?
The maximum annual percentage rate allowed by law in Michigan is 176.61% APR.
Often, the APR includes the interest rate plus fees. In Michigan, lenders may charge a maximum
of 15% up to the first $100 of loan plus 14% from $100 to $200 plus 13% from $300 to $400 plus 12% from $400 to $500 plus 11% from $500 to $600.
For example, Melodie has an unexpected consolidating debt expense and needs cash
immediately. They can borrow up to $600 for up to 31 days
at 176.61% APR. The high APR can make this example loan extremely expensive; Melodie will pay back a total of $688 including a total of $88 in interest and fees!
What You Need
Before you can get an online loan in Michigan, this is what you will need:
You must be at least 18 years old
Valid Michigan driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in Michigan
Maximum loan terms in Michigan:
Maximum loan amont: $600
Maximum rate, including fees: 176.61%
Maximum loan length: $600
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