Loans in Louisiana can go up to $350 with terms that can stretch out as far as 30 days.
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Online Loan Terms
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Why get an Online Loan in Louisiana?
We get it. Sometimes, emergency expenses like consolidating debt come up and you need to get cash
immediately. Nevertheless, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Louisiana is quick and easy. It doesn't matter if you live
in New Orleans, Baton Rouge, Shreveport, or Slidell, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Louisiana Cost?
The maximum annual percentage rate allowed by law in Louisiana is 203.53% APR.
Often, the APR includes the interest rate plus fees. In Louisiana, lenders may charge a maximum
of 16.75% up to a maximum fee of $45. If the loan is not fully repaid by the maturity date, an APR of 36% may be charge for a maximum of twelve months. If the loan remains unpaid after 12 months, lenders may charge a fee of 18% of the loan amount. In addition, a documentation fee of 0.5% will be charged.
For example, Yelena has an unexpected consolidating debt expense and needs cash
immediately. They can borrow up to $350 for up to 30 days
at 203.53% APR. The high APR can make this example loan extremely expensive; Yelena will pay back a total of $409 including a total of $59 in interest and fees!
What You Need
Before you can get an online loan in Louisiana, this is what you will need:
You must be at least 18 years old
Valid Louisiana driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in Louisiana
Maximum loan terms in Louisiana:
Maximum loan amont: $350
Maximum rate, including fees: 203.53%
Maximum loan length: $350
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