Why get an Online Loan in Kansas?
We get it. Sometimes, emergency expenses like paying taxes come up and you need to get cash
immediately. However, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Kansas is quick and easy. It doesn't matter if you live
in Wichita, Overland Park, Kansas City, or Dodge City, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Kansas Cost?
The maximum annual percentage rate allowed by law in Kansas is 782.14% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In Kansas, lenders may charge a maximum
of 15% finance charge.
Representative Example
For example, Paige has an unexpected paying taxes expense and needs cash
immediately. They can borrow up to $500 for up to 30 days
at 782.14% APR. The high APR can make this example loan extremely expensive; Paige will pay back a total of $826 including a total of $326 in interest and fees!
What You Need
Before you can get an online loan in Kansas, this is what you will need:
- You must be at least 18 years old
- Valid Kansas driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Payday Loans in Kansas
Maximum loan terms in Kansas:
- Maximum loan amont: $500
- Maximum rate, including fees: 782.14%
- Maximum loan length: $500
