Online Payday Loans in Iowa

Loans in Iowa can go up to $500 with terms that can stretch out as far as 31 Days.

How Much Cash Do You Need?

Applying is fast, free, and will not effect your credit score.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.


Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
Maximum Loan Term
31 Days
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Iowa?

We get it. Sometimes, emergency expenses like medical come up and you need to get cash immediately. Howbeit, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Iowa is quick and easy. It doesn't matter if you live in Des Moines, Cedar Rapids, Davenport, or Clinton, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Iowa Cost?

The maximum annual percentage rate allowed by law in Iowa is 176.61% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Iowa, lenders may charge a maximum of $15 for the first $100 of loan plus $10 per additional $100. Prorated fees are prohibited.

Representative Example

For example, Jeanett has an unexpected medical expense and needs cash immediately. They can borrow up to $500 for up to 31 days at 176.61% APR. The high APR can make this example loan extremely expensive; Jeanett will pay back a total of $574 including a total of $74 in interest and fees!

What You Need

Before you can get an online loan in Iowa, this is what you will need:

  • You must be at least 18 years old
  • Valid Iowa driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Iowa

Maximum loan terms in Iowa:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 176.61%
  • Maximum loan length: $500

Online Loan Calculator

How it Works

Sign Up

Sign Up

Fill out one application, there is no fee and no obligation.

Get options

Get Options

Our matching software automatically helps find the best loan options for you.

Get funded

Get Funded

Get access to the capital you need in a short amount of time.

Get funded

Need an Online Loan?

Receive an offer with no credit check
Get Offers Now