Loans in Illinois can go up to $1,000 with terms that can stretch out as far as 120 Days.
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Online Loan Terms
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Why get an Online Loan in Illinois?
We get it. Sometimes, emergency expenses like family in need come up and you need to get cash
immediately. Even so, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Illinois is quick and easy. It doesn't matter if you live
in Chicago, Aurora, Rockford, or Joliet, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Illinois Cost?
The maximum annual percentage rate allowed by law in Illinois is 519.42% APR.
Often, the APR includes the interest rate plus fees. In Illinois, lenders may charge a maximum
of 15.5% of the loan amount plus a verification fee of $3.
For example, Janis has an unexpected family in need expense and needs cash
immediately. They can borrow up to $1,000 for up to 120 days
at 519.42% APR. The high APR can make this example loan extremely expensive; Janis will pay back a total of $2,731 including a total of $1,731 in interest and fees!
What You Need
Before you can get an online loan in Illinois, this is what you will need:
You must be at least 18 years old
Valid Illinois driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in Illinois
Maximum loan terms in Illinois:
Maximum loan amont: $1,000
Maximum rate, including fees: 519.42%
Maximum loan length: $1,000
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