Why get an Online Loan in Georgia?
We get it. Sometimes, emergency expenses like having a baby come up and you need to get cash
immediately. On the other hand, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Georgia is quick and easy. It doesn't matter if you live
in Atlanta, Savannah, Augusta, or Valdosta, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Installment Loans in Georgia Cost?
The maximum annual percentage rate allowed by law in Georgia is 36% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In Georgia, lenders may charge a maximum
of 36% APR.
Representative Example
For example, Dorethea has an unexpected having a baby expense and needs cash
immediately. They can borrow up to $40,000 for up to 5 years
at 36% APR. The high APR can make this example loan extremely expensive; Dorethea will pay back a total of $8,400 including a total of $5,400 in interest and fees!
What You Need
Before you can get an online loan in Georgia, this is what you will need:
- You must be at least 18 years old
- Valid Georgia driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Installment Loans in Georgia
Maximum loan terms in Georgia:
- Maximum loan amont: $40,000
- Maximum rate, including fees: 36%
- Maximum loan length: $40,000
