Online Payday Loans in Florida

Loans in Florida can go up to $500 with terms that can stretch out as far as 31 Days.

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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
7 Days
Maximum Loan Term
31 Days
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Florida?

We get it. Sometimes, emergency expenses like family in need come up and you need to get cash immediately. Although, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Florida is quick and easy. It doesn't matter if you live in Jacksonville, Miami, Tampa, or Key West, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Florida Cost?

The maximum annual percentage rate allowed by law in Florida is 521.42% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Florida, lenders may charge a maximum of 10% finance charge plus 8% biweekly maintenance charge. Florida has outlawed prepayment penalties.

Representative Example

For example, Malisa has an unexpected family in need expense and needs cash immediately. They can borrow up to $500 for up to 31 days at 521.42% APR. The high APR can make this example loan extremely expensive; Malisa will pay back a total of $717 including a total of $217 in interest and fees!

What You Need

Before you can get an online loan in Florida, this is what you will need:

  • You must be at least 18 years old
  • Valid Florida driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Florida

Maximum loan terms in Florida:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 521.42%
  • Maximum loan length: $500

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