Loans in Florida can go up to $500 with terms that can stretch out as far as 31 Days.
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Online Loan Terms
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Why get an Online Loan in Florida?
We get it. Sometimes, emergency expenses like family in need come up and you need to get cash
immediately. Although, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Florida is quick and easy. It doesn't matter if you live
in Jacksonville, Miami, Tampa, or Key West, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Florida Cost?
The maximum annual percentage rate allowed by law in Florida is 521.42% APR.
Often, the APR includes the interest rate plus fees. In Florida, lenders may charge a maximum
of 10% finance charge plus 8% biweekly maintenance charge. Florida has outlawed prepayment penalties.
For example, Malisa has an unexpected family in need expense and needs cash
immediately. They can borrow up to $500 for up to 31 days
at 521.42% APR. The high APR can make this example loan extremely expensive; Malisa will pay back a total of $717 including a total of $217 in interest and fees!
What You Need
Before you can get an online loan in Florida, this is what you will need:
You must be at least 18 years old
Valid Florida driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in Florida
Maximum loan terms in Florida:
Maximum loan amont: $500
Maximum rate, including fees: 521.42%
Maximum loan length: $500
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