Why get an Online Loan in Delaware?
We get it. Sometimes, emergency expenses like home repairs come up and you need to get cash
immediately. At any rate, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Delaware is quick and easy. It doesn't matter if you live
in Brandywine, Wilmington, Dover, or Newark, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Delaware Cost?
The maximum annual percentage rate allowed by law in Delaware is 799% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In Delaware, lenders may charge a maximum
of any charge as there are no caps by law.
Representative Example
For example, Sage has an unexpected home repairs expense and needs cash
immediately. They can borrow up to $1,000 for up to 60 days
at 799% APR. The high APR can make this example loan extremely expensive; Sage will pay back a total of $2,332 including a total of $1,332 in interest and fees!
What You Need
Before you can get an online loan in Delaware, this is what you will need:
- You must be at least 18 years old
- Valid Delaware driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Payday Loans in Delaware
Maximum loan terms in Delaware:
- Maximum loan amont: $1,000
- Maximum rate, including fees: 799%
- Maximum loan length: $1,000