Online Payday Loans in Colorado

Loans in Colorado can go up to $500 with terms that can stretch out as far as No Maximum.

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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
6 Months
Maximum Loan Term
No Maximum
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Colorado?

We get it. Sometimes, emergency expenses like auto repairs come up and you need to get cash immediately. Regardless, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Colorado is quick and easy. It doesn't matter if you live in Denver, Colorado Springs, Aurora, or Castlewood, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Colorado Cost?

The maximum annual percentage rate allowed by law in Colorado is 36% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Colorado, lenders may charge a maximum of 36% APR.

Representative Example

For example, Gena has an unexpected auto repairs expense and needs cash immediately. They can borrow up to $500 for up to 5 years at 36% APR. The high APR can make this example loan extremely expensive; Gena will pay back a total of $1,400 including a total of $900 in interest and fees!

What You Need

Before you can get an online loan in Colorado, this is what you will need:

  • You must be at least 18 years old
  • Valid Colorado driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Colorado

Maximum loan terms in Colorado:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 36%
  • Maximum loan length: $500

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