Why get an Online Loan in California?
We get it. Sometimes, emergency expenses like food come up and you need to get cash
immediately. Be that as it may, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in California is quick and easy. It doesn't matter if you live
in Los Angeles, San Diego, San Jose, or Lemoore, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in California Cost?
The maximum annual percentage rate allowed by law in California is 176.61% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In California, lenders may charge a maximum
of 15% of the loan amount.
Representative Example
For example, Dianna has an unexpected food expense and needs cash
immediately. They can borrow up to $255 for up to 31 days
at 176.61% APR. The high APR can make this example loan extremely expensive; Dianna will pay back a total of $293 including a total of $38 in interest and fees!
What You Need
Before you can get an online loan in California, this is what you will need:
- You must be at least 18 years old
- Valid California driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Payday Loans in California
Maximum loan terms in California:
- Maximum loan amont: $255
- Maximum rate, including fees: 176.61%
- Maximum loan length: $255
