Why get an Online Loan in Arizona?
We get it. Sometimes, emergency expenses like home repairs come up and you need to get cash
immediately. Nevertheless, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Arizona is quick and easy. It doesn't matter if you live
in Phoenix, Tucson, Mesa, or Sahuarita, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Installment Loans in Arizona Cost?
The maximum annual percentage rate allowed by law in Arizona is 36% APR.
Finance Charges
Often, the APR includes the interest rate plus fees. In Arizona, lenders may charge a maximum
of 36% APR.
Representative Example
For example, Laine has an unexpected home repairs expense and needs cash
immediately. They can borrow up to $40,000 for up to two months
at 36% APR. The high APR can make this example loan extremely expensive; Laine will pay back a total of $1,060 including a total of $60 in interest and fees!
What You Need
Before you can get an online loan in Arizona, this is what you will need:
- You must be at least 18 years old
- Valid Arizona driver license or government issued ID
- Checking or savings account
- Most recent pay stub
Terms for Online Installment Loans in Arizona
Maximum loan terms in Arizona:
- Maximum loan amont: $40,000
- Maximum rate, including fees: 36%
- Maximum loan length: $40,000
