Online Payday Loans in Alaska

Loans in Alaska can go up to $500 with terms that can stretch out as far as No Maximum.

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Online Loan Terms

Maximum Loan Amount
Minimum Loan Term
14 Days
Maximum Loan Term
No Maximum
Maximum APR%
Max Simultaneous Loans
Minimum Age

Why get an Online Loan in Alaska?

We get it. Sometimes, emergency expenses like food come up and you need to get cash immediately. Anyway, you don't have the income or credit to put it on your credit card.

Thankfully, getting an online loan in Alaska is quick and easy. It doesn't matter if you live in Anchorage, Fairbanks, Juneau, or Sitka, you can you loan deposited the same business day or if applying after 11am, the next business day.

How Much do Online Payday Loans in Alaska Cost?

The maximum annual percentage rate allowed by law in Alaska is 435% APR.

Finance Charges

Often, the APR includes the interest rate plus fees. In Alaska, lenders may charge a maximum of a $5 origination fee plus the lesser of $15 for every $100 loan amount, or 15% of the total loan amount.

Representative Example

For example, Reva has an unexpected food expense and needs cash immediately. They can borrow up to $500 for up to one month at 435% APR. The high APR can make this example loan extremely expensive; Reva will pay back a total of $681 including a total of $181 in interest and fees!

What You Need

Before you can get an online loan in Alaska, this is what you will need:

  • You must be at least 18 years old
  • Valid Alaska driver license or government issued ID
  • Checking or savings account
  • Most recent pay stub

Terms for Online Payday Loans in Alaska

Maximum loan terms in Alaska:

  • Maximum loan amont: $500
  • Maximum rate, including fees: 435%
  • Maximum loan length: $500

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