Loans in Alabama can go up to $500 with terms that can stretch out as far as 31 Days.
How Much Cash Do You Need?
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Online Loan Terms
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Why get an Online Loan in Alabama?
We get it. Sometimes, emergency expenses like dental come up and you need to get cash
immediately. However, you don't have the income or credit to put it on your credit card.
Thankfully, getting an online loan in Alabama is quick and easy. It doesn't matter if you live
in Birmingham, Montgomery, Mobile, or Huntsville, you can you loan deposited the same business day or if applying after 11am, the next business day.
How Much do Online Payday Loans in Alabama Cost?
The maximum annual percentage rate allowed by law in Alabama is 210% APR.
Often, the APR includes the interest rate plus fees. In Alabama, lenders may charge a maximum
of 17.5% fee of the total loan amount.
For example, Ileana has an unexpected dental expense and needs cash
immediately. They can borrow up to $500 for up to 31 days
at 210% APR. The high APR can make this example loan extremely expensive; Ileana will pay back a total of $588 including a total of $88 in interest and fees!
What You Need
Before you can get an online loan in Alabama, this is what you will need:
You must be at least 19 years old
Valid Alabama driver license or government issued ID
Checking or savings account
Most recent pay stub
Terms for Online Payday Loans in Alabama
Maximum loan terms in Alabama:
Maximum loan amont: $500
Maximum rate, including fees: 210%
Maximum loan length: $500
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