Will Gendron

Articles by the Author

Best Personal Loans for Paying Taxes

If you've found yourself with unexpected tax debt and you don't have the funds readily available to make the payment, don't panic. You have several options to consider, including personal loans. Here are three of the best personal loans to consider for paying your taxes.

Best Personal Loans With No Origination Fee

As you shop and compare loan options, you’ll find that some lenders charge origination fees. An origination fee covers the lender’s costs of processing your loan application and underwriting. The fee may also safeguard the lender against any interest rates lost if you pay off the loan early.

Best Personal Loans for Bad Credit

Poor credit can happen despite your best intentions. When your credit is less than great., you may find yourself struggling to get back on your feet. Recovering is possible, however, and there are a number of options available to you if you need assistance.

Top 5 Online Loans with Monthly Payments

Unexpected expenses are a fact of life. Unfortunately, according to a report released by the Federal Reserve, nearly 40% of adults in the U.S. would be unable to cover a $400 emergency with a credit card or savings. When the unexpected happens, an online loan might be right for you. We have researched dozens of online lenders with monthly payments and selected our top 5.

Online Loans with No Credit Check

Fortunately, we live in a world where the extra money you need for an emergency is only a few clicks away. However, most loan providers don’t lend to borrowers with low credit scores. If you don’t have the best credit history, you’re likely considering online loans with no credit check.

How Can I Get a Loan Online?

Applying for an online loan is a fast and easy way to borrow money for personal or business use. They’re convenient if you’re in need of funds and want to complete the application process from the comfort of your computer or mobile device.

What is APR? A Simple Explanation

APR is useful because comparing this rate between different lenders provides a more complete picture of the value of different products. You don’t need to worry about adding any additional fees into your calculations.

Financial Fragility

Would you be able to make ends meet with $350,000 a year? Most would immediately jump at the opportunity for that type of cash flow, but a story about a hypothetical couple "just getting by" with that income has sparked conversations about perceived wealth and accessibility to wealth that most Americans will never experience. The "Report on the Economic Well-Being of U.S. Households" from the Federal Reserve indicates that most Americans are "financially fragile" and not prepared for financial emergencies should they arise. The report points to the widespread struggle of covering an unexpected expense of $400. We analyzed the Fed's survey data to determine which populations might be more at risk of financial fragility, how Americans feel toward their financial status, and how many would be in major trouble with an emergency. Continue reading to learn more.